Training programme on inclusive finance for workers. Massif enhances financial inclusion for microentrepreneurs and small and medium enterprises. Npm, platform for inclusive finance npm supports its members amongst others through research, knowledge exchange, policy recommendation and representation of the sector. Interest rates in microfinance npm, platform for inclusive. With this paper, npm showcases the importance of appropriate financial services for women to increase female entrepreneurship in agriculture and to secure the highly necessary agricultural growth. What is inclusive finance and what does the g20 have to do. Principles for investors in inclusive finance piif. Access to finance for g4aw entities peter niekus rabobank. Each of the members of npm, platform for inclusive finance, supports the joint efforts of greening the inclusive finance sector and commits to including greening the inclusive finance activities in its policy and practice. As part of a series of events for our geodata for inclusive finance and food g4iff, npm partnered with fmo to host a webinar on technological innovations to enable farmer finance. After more than three decades of widespread currency, the term new public management npm does not seem to want to go away.
Financial inclusion and financial management consultant. In early july, a 2day workshop and roundtable discussion was held in amman, jordan for 9 financial service providers fsps from jordan, 2 from lebanon, and. The netherlands platform for inclusive finance npm and agriprofocus conducted a joint study in three african countries to find out models being used to enable access to finance among the smallholder farmers in these countries. Mrinal verma npm alexandra rizzi smart campaign colophon fsp financial service provider gps global positioning system gdp gross domestic product fintech financial technology. Inclusive finance is defined so as to include microfinance and sme finance. Npm hopes that this publication will be useful and inspiring. One of the strengths of inclusive finance is that it takes into account the common good. For ey, supporting the microfinance sector is a way to give meaning to our commitment to building a better working world. Inclusive finance is a key tool for inclusive development since it provides access to financial facilities in a fair. Former fbi negotiator chris voss at the australia real estate conference duration. Npm, platform for inclusive finance npm supports its members in achieving the sustainable development goals sdgs. The search for investable models for agriculture and agribusiness, and also specifically for climatesmart and green. Publicprivate partnership framework on financial inclusion and food security, rabo development objective. Guarantee funds for inclusive finance in china this paper has been produced by the working group on inclusive finance in china.
Geodata for inclusive finance and food, g4iff inventory of technology 1 introduction the aim of this paper is to explore the added value of geodata to promote access to finance for agricultural activities. Ultimately, the programme contributes to enhancing financial inclusion of workers and promoting decent work. Npm platform for inclusive finance january 2020 financial services for women case study on womens participation in the maize and bean value chains in rwanda. Established in 2003, the platform brings together dutch development organisations, social investors and commercial banks active in the inclusive finance sector. In coordination with npm, mfr conducted research on privacy risks in the use of geodata in digital financial services for agriculture. At the npm annual conference organised with fmo and hivos, green inclusive finance was the topic. Hansen for the npm, platform for inclusive finances annual conference. Green impact finance npm, platform for inclusive finance. To achieve this, it draws from findex and finscope financial inclusion data. Inclusive finance for inclusive growth and development. Mainstream forprofit financial institutions have largely ignored the segment of the market that includes the lowincome and poor households, as well as small and mediumsized. Geodata is information associated with a particular geographical region, as is often. Npm, platform for inclusive finance, is the leading national platform in inclusive finance sector worldwide. Publicprivate partnership framework on financial inclusion.
The green impact finance gif expert group focuses on greening the inclusive finance sector. The contents are the responsibility of the seep network and do. Context and practice in africa article pdf available in international public management journal 42. Access to finance for g4aw entities peter niekus rabobank anton timpers fmo evert ludding oikocredit josien sluijs npm 1 npm, platform for inclusive finance. It is part of a series of events organized by npm, formerly known as the netherlands platform for microfinance, exploring its program titled geodata for inclusive finance and food. Together with the ministry, npm s members share a commitment to expanding access to finance in underserved regions and to anticipate the changing need in the sector to grow towards a responsible industry. Reach, benefit and empower women with financial services casebased learning paper. Summary outcome of expert meetings in rwanda, burundi and. The world economic forum is an independent international organization committed to improving the state of the world by engaging business, political, academic and other leaders of society to shape global, regional and industry agendas. Npm and its members promote responsible investments that take the environmental footprint as a central focus, alongside the positive social and economic impact in emerging economies. Geodata is information associated with a particularcontinue reading. Drawing on the emerging concept of financial health, a new index has been created to provide a highlevel proxy for the impact of finance on peoples wellbeing.
Jul 27, 2016 the g20 has an ambitious agenda for inclusive finance. Take due account of the impact, along with the return or the risk enables it to be integrated from the beginning. It has recently organised events on green finance 2015 and on geodata for inclusive food and finance 2017, as well as several studies and events on rural finance. The rural finance working group of npm has always played an active role in improving its members activities to increase access to financial services in rural areas. Npm wants to facilitate its members in contributing to this goal. Npm, platform for inclusive finance 15th anniversary youtube. Inclusive finance for housing habitat for humanity. Pdf fmos partnership development facility on behalf of the dutch government. The food and agriculture organization of the united nations fao, within the framework of. Npm the question is how to reduce the risk of agricultural activities so that financial institutions are prepared to provide loans to farmers, said josien sluijs, director of npm, platform for inclusive finance.
Npm, platform for inclusive finance josien sluijs collaborative efforts driving sustainable development november 19, 2015 luxembourg. Npm, platform for inclusive finance collaborative efforts driving. The npm rural finance working group observed that women often do not access financial services in agriculture and, in particular, that larger loans are needed to continue their participation in the agricultural value chain. Oct 28, 2015 interest rates in microfinance npm, platform for inclusive finance. It finds limited evidence of such a shift, suggesting that the wider literature needs to move to a more careful methodological treatment of empirical patterns. We look at the role of finance in helping people to meet their livelihood needs. This study is made possible by the generous support of the american people through the united states agency for international development usaid. Together with rabobank and nso we have started a trajectory to realize financial inclusion for food security. Npm aims to encourage the npm members inclusive finance investors and other professionals working in the financial sector to ensure that women are reached by financial services, but also to ensure that women benefit and that they are empowered. Incorporated as a notforprofit foundation in 1971, and headquartered in geneva, switzerland, the forum is tied to no political. Lack of access to finance in most developing countries, financial services are only available to a minority of the population.
With our inclusive finance investments, we want to contribute to an accessible, transparent and robust financial sector in developing and emerging economies that empowers people and businesses to achieve their goals and aspirations. Together with the dutch ministry of foreign affairs and our members, we are committed to expanding access to affordable financial services worldwide. By empowering people to exploit a wider set of economic opportunities, inclusive finance can therefore be a pivotal tool in driving economies on a sustainable growth trajectory. To get a good grip on the potential of geodata for financial inclusion, the products and services were categorised in. Warrantage 1 asset based finance crop held in controlled store wholesale finance thru po 4 bulk lending to po po retails to farmers mobile banking 1 mobile payment system for farm inputs individual microfinance 3 graduated group clients or sme 10 characteristics of agricultural finance models research. The npm website contains a database with an inventory of geodata and ictrelated initiatives that are relevant to inclusive finance 9. If a farmer grows its business, through the use of the applications, finance is needed. May 29, 2019 this seminar will focus on the use of geospatial data for smallholder finance and the topic of data privacy.
Financial markets are supposed to make the match between savers and users and to allocate capital toward the highest productive usage e. From micro to inclusive finance the ingnpm research clearly shows the importance of microfinance. Npm, platform for inclusive finance, promotes inclusive finance as a contribution to poverty alleviation in developing countries. It took place on february 19th and had four experts share their knowledge and experience on the use of technology to assess risk, reach out to, and monitor different groups of smallholders. The conference created the opportunity to further enhance the focus on green. An inclusive financial market provides affordable and equitable access to financial products for all households and entrepreneurs, especially the most marginalised. It also provides explanation for the cross country variation in access to financial services in the region, while also highlighting the relationship with inclusive finance policy measures for growth and sustainable development. In order to achieve this much needed growth, access to affordable and appropriate finance is key. We believe in a clear link between financial inclusion. For every declaration that npm is dead, another academic conference, edited volume, or special issue is organized to reconsider administrative reform trajectories, to transcend npm, or to declare a move toward. Npm is a member platform for dutch investors in the worldwide inclusive finance sector, like development organisations, social investors and commercial banks. Geodata and ict solutions for inclusive finance and food security. During mayaugust, 2018, the npm, platform for inclusive finance in the netherlands initiated a preparatory process to expand access to finance for refugees in jordan, lebanon, and uganda.
Cgap develops innovative solutions for financial inclusion through practical research and active engagement with financial. Dec 22, 2010 this article explores the supposed shift from new public management npm to a new era of post. Inclusive growth is economic growth that creates opportunities in terms of labour, business, and assets for all segments of the population 18, 19, 20, 21. Geodata for inclusive finance and food, g4iff inventory of technology 4 in light of a growing world population, smallholder farmers are crucial in supplying the world with sufficient food. Established in 2003, the platform promotes inclusive finance as a contribution to poverty alleviation in developing countries. Yet, the industry must continue to focus on improving access to financial services for all. Inclusive financing is a tool that eliminates the significant and widespread financial barriers of credit score and upfront cost to participating in energy efficiency and clean energy. A series of expert meetings was organised in uganda, tanzania, kenya, be. Npm, platform for inclusive finance commissioned a study on suitable agrifinance products for female farmers in vietnam as part of a broader study on the promotion of women entrepreneurship in agriculture through access to finance. The fiveday training programme aims to build trade unions capacity and inspire them to improve access to financial services for their members and potential members.
Policy guidelines for donor support to memberowned financial institutions in rural subsaharan africa. Npm members support international development organisations and financial institutions that contribute to greening the inclusive finance sector, to develop business cases, successful partnerships, guidelines and indicators, directly and through. From micro to inclusive finance the ing npm research clearly shows the importance of microfinance. About the priority area agriculture and rural offfarm activities have enormous potential to foster inclusive. About npm npm, platform for inclusive finance, is the leading national. Finance for smallholders 2 risk profile and cost reduction. Nov 08, 2018 netherlandsbased npm, platform for inclusive finance, which was previously known as the netherlands platform for microfinance, recently announced the winners of its geodata innovators challenge, the goal of which was to encourage technology companies to transform their geodatabased solutions for smallholder farmers and make them available for the financial sector. This reportis based on a detailed study of the delhi building and other construction workers welfare board dbocwwbundertaken. Inclusive finance india report 2016 provides indepth, wellresearched, and wellanalyzed evidence on how the financial inclusion agenda has progressed at various levels. Geodata for inclusive finance and food npm, platform for.
Introduction in the course of 2014, npm, platform for inclusive finance npm composed of large investors in inclusive finance in the netherlands, in collaboration with agriprofocus, an international. How we invest defines the world we want to live in. Npm, platform for inclusive finance collaborative efforts. It forms part of a series of publications that seeks to deepen the discussion between regulators, investors and providers of financial services for rural people and the poor in china.
This paper was written by financial inclusion specialist lene m. Npm aims to encourage the npm members inclusive finance investors and other professionals working in the financial sector to. Npm is the platform of dutch investors in inclusive finance. Npm, platform for inclusive finance, analyzed three. Npm, platform for inclusive finance has grown to 12 members, including social investors, commercial banks, cofinancing organisations, and is supported by the dutch ministry of foreign affairs. The paper provides the current trends and issues in inclusive finance. More specifically, for inclusive finance that is directed at smallholder farmers and pastoralists 1. As g20 president, china has also included inclusive finance among the priorities for its term. Summary outcome of expert meetings in rwanda, burundi and ethiopia, kenya, uganda, tanzania, benin and mali. Inclusive finance is a determined approach to support social and business entrepreneurs, empower families and provide financial services to. Green inclusive finance conference npm, fmo, hivos the. Geodata and ict solutions for inclusive finance and food.
Npm and its members are committed to expanding access to affordable financial services worldwide. The inclusive finance sector traditionally focuses on creating social impact in developing countries by enabling access to financial services. Inclusive finance can result in poverty alleviation, job creation, food security, gender equality, and equitable growth. Mrinal verma npm alexandra rizzi smart campaign colophon fsp financial service provider gps global positioning system gdp gross domestic product fintech financial. This seminar will focus on the use of geospatial data for smallholder finance and the topic of data privacy. The premise that everyone is an entrepreneur, or should be, is outdated. Netherlandsbased npm, platform for inclusive finance, which was previously known as the netherlands platform for microfinance, recently announced the winners of its geodata innovators challenge, the goal of which was to encourage technology companies to transform their geodatabased solutions for smallholder farmers and make them available for. Npm, platform for inclusive finance findev gateway. Oct 02, 2015 on september 22nd, npm in cooperation with fmo and hivos hosted the green inclusive finance conference. Microfinance includes investments in retail institutions that provide financial services such as loans, savings, insurance and other basic services to lowincome clients who run productive activities and who traditionally have lacked access to banking and related financial. Npm greening financial inclusion triodos impact reports. This list of gaps is by no means complete but it is hoped that the international conference finance for refugees making it work can contribute to filling the void.
The platform, established in 2003, brings together developing organisations, social investors, private foundations and commercial banks from the netherlands. Both npm, platform for inclusive finance npm, and ey subscribe to the responsible growth of the microfinance sector. Npm asked enclude to carry out a short research on the current status of the green inclusive finance sector. Inclusive development is, instead, defined as development that includes marginalized people, sectors and countries in social, political and economic processes for increased human wellbeing, social and environmental sustainability, and empowerment 27,p. In 20, rabo development, a member of rabobank group, signed a publicprivate partnership agreement with the dutch ministry of foreign affairs to further financial inclusion and promote food security through capacity.
Npm, platform for inclusive finance with support from. It brings together development organisations, social investors, private. Inclusive finance for rural development overall goal to scaleup innovative approaches to improve access to rural agricultural finance for smallholder farmers and small and medium agroenterprises smaes in developing countries. Dec 01, 2016 from microfinance to inclusive finance the eif experience ficompass conference rome, 1 dec 2016. The gpfi, global partnership for financial inclusion, is calling for modernisation and digitalisation of the inclusive finance agenda.